What is it?

Affirm and Klarna will be available as flexible payment options at checkout in the coming months. Buyers will be able to pay for purchases in installments using Affirm or Klarna, while you receive the full payment upfront.

 

Why does it matter?

Many buyers cannot afford high-value purchases in a single payment, leading to lower conversion rates and increased cart abandonment. With flexible payment options, you can make larger purchases more accessible, increase customer confidence, reduce friction at checkout, and drive higher transaction values.

 

How does it work?

If your business qualifies for Affirm and/or Klarna, you will see Affirm and Klarna as payment methods in your Payments settings (Settings > Tools > Commerce > Payments). If you don't want your buyers to see Klarna and Affirm as payment methods, turn these payment methods off.

A 5.99% processing fee applies to transactions completed with Affirm or Klarna. In addition, a platform fee applies based on your payment processing option: 0.5% for HubSpot payments or 0.75% for Stripe payment processing.

 

Who gets it?

Sales Hub Professional, Sales Hub Enterprise, Content Hub Enterprise, Service Hub Professional, Sales Hub Starter, Service Hub Enterprise, Marketing Hub Professional, Data Hub Professional, Commerce Hub Professional, Content Hub Professional, Data Hub Starter, Marketing Hub Starter, Data Hub Enterprise, Content Hub Starter, Marketing Hub Enterprise, Service Hub Starter, Commerce Hub Enterprise